Ong , Hway-Boon. “Exploring Household Financial Self-Efficacy Amid MCO”.
International Research Journal of Business Studies 15, no. 2 (September 24, 2024): 121–127. Accessed April 5, 2025.
https://irjbs.prasetiyamulya.ac.id/index.php/jurnalirjbs/article/view/271.