K. R., Sukritha; V, Vimala. Behavioral Insights into Digital Payment Innovations. International Research Journal of Business Studies, Jakarta, Indonesia, v. 18, n. 1, p. 85–99, 2025. DOI: 10.21632/irjbs.18.1.85-99. Disponível em: https://irjbs.prasetiyamulya.ac.id/index.php/jurnalirjbs/article/view/490. Acesso em: 26 apr. 2025.